The Major Issue With Healthcare
As you know there are a lot of issues with Obamacare (affordable healthcare act). The biggest issue being the monthly fees and deductibles. I truly believe most people want to be healthy and have the luxury of a good healthcare program, however, the fees are just un-realistic. With a deducible starting at 5,000++, most couldn’t afford it anyway should something serious happen to them. One positive I like about Obamacare is that there are options available (healthcare exchanges). Again, they are all un-realistic like I said, however, so what’s the point. The thought of it is a good thing I believe.
I’ve said it a few times on the Emerald City Journal and that is related to the root of the issue with healthcare. The costs/fees hospitals are charging. Going to the ER for a broken arm and getting a 6,000 dollar bill in the mail is extremely unfair. It cost them about $100 dollars for that visit (including the x-ray). It’s the issue that everyone feels their time is worth a million dollars and they can charge 1000% interest on items. This includes medication as well. American is way over priced compared to Canada or Mexico medicine. The Government is to blame as well for not correcting this issue. They could simply say they are not going to pay them more than 2x cost and that would correct the issue. It would bring everything down when it comes to cost. The Government continues to turn a blind eye to that solution because they love the taxes and revenue it creates. It generates a massive amount of revenue for the hospitals and also the insurance companies. Sad but 100% true. Instead of Obamacare we should have just reviewed the fees and regulated them to a reasonable level. The people would have them been able to get an affordable healthcare program and also feel confident with going to a physician or ER trip without going into bankruptcy after each visit.
There was recently a story of a NJ man named Baer Hanusz-Rajkowski. He went to a local NJ ER hospital to get his cut finger checked. The man hit is finger with the claw side of the hammer and after a couple days of it not healing he went in to see if stiches would be needed. It turns out no stiches were needed nor was an x-ray. Overall, Hanusz-Rajkowsk got hit with an $8,200 bill for the emergency room visit. The Bayonne Medical Center also charged him $180 for a tetanus shot, $242 for sterile supplies, and $8 for some antibacterial ointment. With everything the bill came to nearly $9,000 dollars. This happen just last August and was featured on many news channels across the nation. When Bayonne Medical Center was questioned over the incident by the news ect they blamed the insurance company. This is exactly what I’m talking about. They feel they can just charge whatever they want because the “insurance company” will cover it. It’s the industry standard these days. People should be able to visit a doctor and make a ER visitor (cuts, broken arms, check-ups) out of pocket. No insurance should be needed for these minor issues. However, our system is setup to encourage these high mark ups which cost the hospital little to nothing to take care of or even look at. It’s all about money hungry hospitals, insurance companies, and our government wanting their “fair” share of the profits.
What we need to correct the healthcare problems is transparency and rules. We also need to kick out the leaders who are supporting this scandal behavior. Just as Obama promised in everything that he would do for us – Transparency. We need a public database or source where all the costs are displayed and their markup. This would eliminate all the overcharges and keep people honest. It would also keep the cost regulated to a fair level so the hospitals (medical industry) can make their fair share. However, looking a finger (who probably was a volunteer or intern) and wrapping it up with some ointment for $9,000 is simply unforgiving.